Illinois Sues State Farm for Refusal to Release Homeowners’ Insurance Data

By | October 15, 2025

The State of Illinois is suing State Farm for refusing to provide nationwide homeowners’ insurance data at the request of the Illinois Department of Insurance (IDOI).

Attorney General Kwame Raoul filed the lawsuit on Oct. 14 on behalf of Director of Insurance Ann Gillespie, who in November 2024 initiated an examination of State Farm’s homeowners’ data.

IDOI asked the Bloomington, Illinois-based insurer to provide complete nationwide zip-code level data including total homeowners’ premium collected, number of policies and claims and types of coverage provided.

State Farm refused to comply with Gillespie’s request. State Farm responded that the data reveals information about policies for homes located outside of Illinois and expressed concerns that Gillespie would violate confidentiality protections.

“State Farm did not violate the law,” the insurer said. “This lawsuit is without merit and it has nothing to do with Illinois customers or the cost of their insurance.”

Raoul said in a statement that State Farm is preventing IDOI from obtaining information to help make sure all Illinois homeowners are being treated fairly.

“State insurance departments are the primary regulators of insurance companies, so it is crucially important that State Farm, headquartered in Illinois, cooperate with the department’s oversight of its business practices,” Raoul said.

The lawsuit was filed months after State Farm implemented a 27% rate increase for Illinois homeowners. The rate increase drew attention from Illinois Governor J.B. Prtizker and other state leaders.

State Farm this week the rate increase was supported with a 32-page long rate filing that includes detailed actuarial analysis. The insurer has said Illinois homeowners insurance rates are increasing due to increased frequency of severe storms.

State Farm said Illinois premiums are priced for the risk in Illinois state—not for losses in other states.

Topics Lawsuits Data Driven Homeowners Illinois

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Latest Comments

  • October 20, 2025 at 10:39 am
    Dan Wilkerson says:
    Sounds as though politics entered into the situation. You know what means. Trouble. Make a donation and this all goes away.
  • October 16, 2025 at 1:25 pm
    Barking neighbors dog says:
    The article says the state wants geo info that is given to the Cat Modelers. If SF does its own modeling of Cats, then they have the file used, but are right in not sending it... read more
  • October 15, 2025 at 10:02 pm
    Joe Petrelli says:
    Getting hold of SF’s countrywide data in the format described in the article would constitute a multi-million dollar research project for a competitor or those investigatin... read more

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